Liberty Home Guard has some of the best customer review scores in the industry โ but its BBB rating was revoked in 2024. Here’s the full breakdown. Liberty Home Guard shows up on almost every “best home warranty” list for one clear reason: its third-party review scores are consistently among the highest in the industry,…
Backed by a Fortune 500 parent company since 1984, First American offers uncapped coverage on several systems โ but plan availability and pricing vary more than most competitors. First American Home Warranty (FAHW) has one advantage most competitors in this category can’t claim: it’s a subsidiary of First American Financial Corporation. A Fortune 500 company…
Formerly Sears Home Warranty, Cinch pays for rust, corrosion, and unknown pre-existing conditions most competitors exclude โ but its coverage caps are among the lowest in the industry. If the name Cinch Home Services doesn’t immediately ring a bell, its previous identity might: the company operated for decades as Sears Home Warranty before rebranding, and…
Choice Home Warranty is one of the cheapest major providers โ but a $3,000 combined HVAC cap and a 2026 Arizona settlement are worth knowing before you sign up. Choice Home Warranty (CHW) has built its position in the industry around a simple pitch: two straightforward plans, a flat service fee, and one of the…
An honest look at American Home Shield’s three plans, real pricing, coverage caps, and what customers actually complain about, based on 2026 BBB and Trustpilot data. American Home Shield (AHS) is the oldest and largest name in the home warranty industry โ founded in 1971, with more than 2 million active members and availability in…
Most home warranties won’t cover a claim filed in your first 15-30 days โ except in one common real estate scenario. Here’s exactly how the waiting period works. Almost every home warranty contract includes a waiting period โ typically 15 to 30 days from your enrollment date โ during which you can’t file a claim,…
Most home warranties can be canceled anytime โ but how much you get back depends on your timing, claims history, and a cancellation fee most homeowners don’t expect. Yes โ home warranty contracts are generally cancelable at any time, unlike some longer-term service commitments. What actually determines how much money you get back, though, is…
Filing a home warranty claim the right way can mean the difference between a same-day repair and a denied claim. Here’s the exact process, step by step. Filing a home warranty claim is generally straightforward, but a handful of small mistakes โ filing too late, describing the issue vaguely, or skipping documentation โ can turn…
Home warranty premiums range from $28 to $95/month depending on provider and plan. Here’s exactly what drives that price โ and how to calculate your real annual cost. Most home warranty plans run $45 to $75 per month, with the broader market ranging from roughly $28 at the low end to $95+ at the high…
Home warranty claim denials follow a predictable set of patterns. Here are the 10 most common exclusions across the industry โ and how to protect yourself against each one. Our companion guide, What Does a Home Warranty Cover? Full Breakdown, walks through coverage item by item. This guide takes the opposite approach: instead of listing…